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BMO Harris Bank Credit Cards - Worth A Road Trip?APR for Balance Transfers. 0% introductory APR for nine months from date of first transfer when transfers are completed within 90 days from date of account. c) Each balance transfer is subject to a fee of 2% which will be charged to your account on the date the balance transfer is posted to your Account. For example. Balance Transfers made after your Account is opened are subject to your Credit Limit. Each Balance. Transfer requested must be at least $ Processing a.