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BMO Alto High Yield Savings Review: Is It Worth It? (2024)BMO Alto is a good option if you want to get one of the best rates available on savings accounts and certificates of deposit and you simply want. I can't really find any reviews about BMO Alto, but it has an excellent APY of %, which is much higher than Marcus or the Amex HYSA or Cap1 Though it's not the place to go if you're looking for full banking services, rates are competitive, making it a decent place to stash some cash and earn.