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How to Lock BMO Debit Card?What do I do if I'm locked out of BMO Passcode? If you're locked out of BMO Passcode because you've forgotten your PIN, please ask a Primary Customer. Today, however, my debit card was blocked and after I spoke with the customer service they also promptly restricted my access to online banking. Learn about secure online banking and mobile security. BMO's Security Center has tips to help protect you from fraud, phishing and other cyber threats.