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BMO Harris Business Loan v Line of Credit v SBA Loan v CRE Loan v Equipment Financing??CREDIT S3�E48A home equity line of credit (HELOC) gives homeowners with at least 15% to 20% equity access to flexible financing. You can tap into that credit line for. Enjoy low fixed rates. Enjoy a lower rate than most other loans plus your interest may be tax deductible. � Low fees or no fees. No application fees, and no to. Home equity loan interest rates. Fixed rate. As low as. % APR � $ Home equity loan interest rates. Fixed rate. As low as. % APR.