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How To Make Bank Statement Only With SUM FormulaA bank statement summarizes all the account's monthly transactions and is typically sent by the bank to the account holder every month in paper or digital form. Your online banking page will list out all of your statements. From there, you can download a PDF or request a paper version by mail. Historically they have been printed on one or more pieces of paper, and either mailed directly to the account holder or kept at the financial institution's.