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Read MoreOur editorial team does not receive direct compensation from our advertisers. Breaking news: See More. You can also reach out to the financial institution to inquire about why the freeze was placed on the account. In all, BMO provides personal and commercial banking to more than 12 million customers globally. Term length 1 month 2 months 3 months 6 months 9 months 1 year 13 months 18 months 2 years 25 months 30 months 35 months 3 years 45 months 4 years 59 months 5 years Caret Down Icon. It indicates that the account involved in the transaction has been frozen, preventing any debits or credits from being processed. R09 Uncollected Funds.