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BMO World Elite MasterCard Abandons Priority Pass Lounge Programtransfer, whichever is greater; Cash Advance APR: % variable based on the Prime Rate; Cash Advance Transaction Fee: Either $10 or 5% of. BMO Visa Credit Cards and BMO World and World Elite Mastercard Cards Fee for cash advances, cash-like transactions and bill payment amounts in/outside. This APR will vary with the market based on the Prime Rate. APR for Cash Advances. %. This APR will vary with the market based on Prime Rate. Fees.